Commercial General Liability

Commercial general liability in Middleburg Heights, Cleveland metropolitan area, and the whole state of Ohio

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Commercial general liability: to protect what you’ve worked hard for

If you are a small or medium-sized business, it doesn't matter whether you operate out of Cleveland, elsewhere in NorthEast Ohio, or anywhere throughout the entire state; having a commercial general liability policy could be one of the most important things to purchase for your company.

And all though, indeed, the state doesn't require businesses to have it; it may be a requirement depending on the industry or field you are in, or perhaps another party such as a client may require it.

You see, businesses that have commercial general liability insurance do so to protect themselves from potential liabilities. These can include liabilities arising from accidents on the business premises, injuries to customers or employees, or damages to the property of others.

An excellent commercial general liability insurance policy will protect the business owner if any of these liabilities should occur. The policy will pay for the medical expenses of any injured parties and any property damage that may have happened. In addition, the policy will also provide coverage for any legal fees incurred by the business owner if they are sued due to an accident or injury on the premises.

Cleveland Insurance Brokers is not only a property and casualty insurance brokerage, but we are proud to represent businesses across the entire state of Ohio (as well as Michigan and Delaware through our sister brokerages). We offer various commercial general liability insurance policies and can help business owners find just the right policy to fit their needs.

Don't hesitate to contact Cleveland Insurance Broker today for more information about commercial general liability insurance or a quote.

 FAQs about commercial genral liability: Frequently asked questions

  • Some standard exclusions to Commercial General Liability Insurance in Ohio include:

    Expected or intended damage or injury

    Contractual liability

    Breach of contract

    Infringement of patent, trademark or trade secret

    Liquor liability

    Unemployment insurance and workers compensation

    Pollution

    Autos, aircraft, and boats & watercraft

    Failure of goods or services to perform as advertised

    False advertising/Advertising wrong price

    Electronic chat rooms or bulletin boards on the internet

    Using another's name or product without prior permission

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